Among various medical health insurance companies in India, ICICI Lombard is just about the best and a lot famous companies in terms of availing family floater plan. As per the family medical care insurance, we realize that it is probably the best health plans which cover your entire family under the same identical health plan. One of the top features of the plan is that it insures entire loved ones for the total amount when compared with purchasing individual health plan have a tendency to involves paying premiums resistant to the policy purchased.
As per the ICICI Lombard family medical insurance policy, it covers close relatives (maximum 4) under single plan. In order to maintain total honesty having its commercial slogan “Poorey parivaar ki poori suraksha (Absolute safety on the entire family)” ICICI Lombard ensures to supply its customers quality health-care plan at the most competitive price.
ICICI Lombard covers medical expenses caused by medical emergency or hospitalization. If the patient is hospitalized more than 24 hours, the expense of treatments including fees of treating doctor/surgeon, medical bills, room charges etc are covered. The insured person can avail both before and after hospitalization facility of 30 and sixty days respectively. Critical illnesses for example swine flu/H1N1 influenza can also be covered under ICICI Lombard family medical care insurance policy.
Not covered
Critical illnesses like hysterectomy, hernia, cataract, D&C, dialysis, fistula, arthritis among others are not covered for that first two years. Certain medical disorders like HIV or AIDS and treatments related to war, nuclear weapon and strike will not be covered under the family unit health plans in the company.
Benefits
Entire family are covered under single plan
Cashless hospitalization to a lot more than 4000 hospitals indexed in the network hospitals with the company
Each insured member of the family gets free health examination coupon
Inpatient hospitalization without sub-limits charged on doctor’s fee, room charge, hospital charge therefore on
Each claim is along with additional sum assured made every year
No medical examination upto 55 years
Premiums amounts payable are certainly not taxable
According to your ICICI Lombard family floater, you can contribute not greater than 4 close relatives or else you need to choose separate plan otherwise. Health plan in this type is only able to be purchased through the website of ICICI Lombard.
In a nut cell, ICICI Lombard has offered an excellent family medical insurance plan to the people of India regarding their needs. The plan covers entire family at affordable premiums.
As per the ICICI Lombard family medical insurance policy, it covers close relatives (maximum 4) under single plan. In order to maintain total honesty having its commercial slogan “Poorey parivaar ki poori suraksha (Absolute safety on the entire family)” ICICI Lombard ensures to supply its customers quality health-care plan at the most competitive price.
ICICI Lombard covers medical expenses caused by medical emergency or hospitalization. If the patient is hospitalized more than 24 hours, the expense of treatments including fees of treating doctor/surgeon, medical bills, room charges etc are covered. The insured person can avail both before and after hospitalization facility of 30 and sixty days respectively. Critical illnesses for example swine flu/H1N1 influenza can also be covered under ICICI Lombard family medical care insurance policy.
Not covered
Critical illnesses like hysterectomy, hernia, cataract, D&C, dialysis, fistula, arthritis among others are not covered for that first two years. Certain medical disorders like HIV or AIDS and treatments related to war, nuclear weapon and strike will not be covered under the family unit health plans in the company.
Benefits
Entire family are covered under single plan
Cashless hospitalization to a lot more than 4000 hospitals indexed in the network hospitals with the company
Each insured member of the family gets free health examination coupon
Inpatient hospitalization without sub-limits charged on doctor’s fee, room charge, hospital charge therefore on
Each claim is along with additional sum assured made every year
No medical examination upto 55 years
Premiums amounts payable are certainly not taxable
According to your ICICI Lombard family floater, you can contribute not greater than 4 close relatives or else you need to choose separate plan otherwise. Health plan in this type is only able to be purchased through the website of ICICI Lombard.
In a nut cell, ICICI Lombard has offered an excellent family medical insurance plan to the people of India regarding their needs. The plan covers entire family at affordable premiums.
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